Professional Liability Insurance Coverage
During the 2011-2012 session, the General Assembly directed the Department of Public Instruction to implement an Excess Educator’s Legal Liability Policy. This policy is free, covers all employees (certified and non-certified) as well as volunteers acting under the direction of the educational institution, and there is no enrollment requirement. Listed below are some of the details of your coverage under this policy:
· Applies to claims against an employee acting in the course or scope of his or her duties
· Is “excess” to other insurance coverage and covers wrongful acts in performance of professional activities
· Coverage is written with $1 million per insured per occurrence and $1 million aggregate per insured
· Broad coverage exists, including but not limited to:
o $10,000 limit for personal identity coverage
o $10,000 limit for accidental death or dismemberment
o Civil rights with no sub-limit
o $2,500 per insured claim, $5,000 per aggregate per insured per policy for attorney’s fees, and $5,000,000 aggregate per policy period
o Bail bond
o Assault related property damage
o $50,000 limit for criminal acts
o Employment related issues, including protection of professional rights
o $100,000 limit for volunteers, while acting at the direction of the educational institution
Please understand that this policy is a state benefit and is not administered by Alamance-Burlington Schools.
To file a claim, call 1-800-849-0200 or go to www.professionalliabilitync.com/claims.
To obtain a copy of the policy, call 919-807-3522 or email Eileen.Townsend@dpi.nc.gov.
For additional information, email firstname.lastname@example.org.